Has curled out gills, looks like it might be female looking at the pecs. has a nice shine to the Gin rin but if I'm not mistaken the lines of the Gin rin don't line up real clean. It could be a nice pond fish but I don't think it's a Koi someone would seriously consider showing.
Other than the gill and shiny, any conformation development in the future. Somehow I see the belly area is bulging.
Thanks everyone for your thoughts